HOME Down Payment Assistance Program (CURRENTLY NOT AVAILABLE)

Homeownership Assistance Program

ORHA was awarded a HOME grant from Tennessee Housing Development Agency (THDA) to provide funds for down payment assistance to eligible homebuyers in the city of Oak Ridge. Funds are available to help qualified first-time homebuyers towards purchasing their home — you may be eligible to receive from $1,000 up to $14,999 as needed to qualify for and secure affordable mortgage financing! Funds can be used for closing costs, principal reduction, or down payment.

HOME program income limits are set by HUD. (See table below.)

FY 2023 Income Limits for Anderson County

Household Size














Please see the attached flyer and brochure for more details.

Brochure Information Homebuyers Assistance Program Flyer

If you are interested in participating in the HOME program, please contact Jim Ratliff, HOME Administrator at 865.482.1006 or via email at jratliff@orha.net.